孕婦該怎樣進行預防治療關節炎的發生
1、健康的生活方式
營養不良會加重關節炎，甚至營養過剩或肥胖會增加骨關節炎的增加，痛風性關節炎的發病率，所以保持健康的身體狀況應該是關節炎的預防的重點在懷孕期間。吸煙者的大部分有風濕性關節炎，所以第一個戒煙為了遠離風濕;為痛風性關節炎，只要平時少吃海鮮，動物內髒高嘌呤食物可以基本上防止關節炎。
2、適宜的生活環境
由於治療類風濕關節炎標靶藥物價格較高，有需要的患者可參閲撒瑪利亞基金的藥物資助計劃。
不同的標靶藥帶來的身體副作用是不同的，有些會令皮膚乾燥，出現紅疹，經常腹瀉，肝臟功能降低等等，所以一定要挑選副作用小的，比如說第三代標靶藥，讓治病變得更安全，保證患者體質更好對抗癌症。
Xeljanz (Tofacitinib citrate)捷抑炎® 是第一種阻斷 JAK 路徑以針對自體免疫引起的關節痛的口服標靶藥，能夠有效舒緩徵狀及防止關節長期受損1,2。
我們可以知道關節炎治療患者進行不宜生活在一個潮濕的環境中,因為會滋生病菌加劇病情。所以選擇居家要經常開窗通風,勤曬被褥保持一種幹燥,盡量恒溫,最好消毒衛生管理工作,排除鏈球菌等病菌的健康發展威脅。其他的環境問題誘因還包括學生強烈的紫外線、易致敏的化學研究物質等。
3、樂觀的心態
很多問題時候需要我們中國之所以會生病,與我們的情緒發展有著莫大的關系,自身免疫性疾病的發生變化就是這樣一個具有典型的例子。我們遭受了重大的生活打擊之後企業往往免疫分析系統也出現一些漏洞,所以准媽媽每天樂觀向上,積極面對社會生活對免疫性關節炎的防治很有效果。
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6個嬰孩買多少衣服
一般認為媽媽們在給寶寶買衣服的時候我們都是可以參考衣服上的標碼或者通過直接帶寶寶試穿來選擇，但是企業如果自己要買衣服送給親戚關系或者一個朋友的寶寶，很多人就不需要知道學生應該買多大的衣服了，那麼，6個月嬰兒買多大的衣服?
一般1.6個月大的寶寶穿66碼左右的衣服比較合適，在買衣服的時候也可以問售貨員，一般會推薦合適的碼數.. 此外，最好知道寶寶的身高和體重買衣服最好，寶寶長得更快，所以寧願買大一點也不願買小的，長大後可以穿大一點的衣服。
嬰兒背心，純天然精梳棉紗、份外輕巧、柔軟和耐用，優質純棉布料，既吸汗又透氣。
2，及時給寶寶買衣服，要了解寶寶的生理特點，寶寶體溫調節是不夠的，所以買良好的熱性能和散熱好的衣服，寶寶穿著這樣不冷不熱。此外，寶寶皮膚嬌嫩，還要注意服裝的材料，柔軟舒適的選項和透氣性好的衣服的選擇。
3、寶寶的衣服很容易弄髒，所以我們要買一個方便進行洗滌自己並且易幹的衣服，內衣企業可以買純棉料子的衣服，主要以吸濕性好、保暖性強為主，且不一定要有紐扣拉鏈公司或者沒有過多的裝飾品，外衣可以為滌棉面料，顏色信息可以通過稍微鮮豔一點，這樣不僅有利於提高寶寶視網膜神經的發育。
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鼻塞時不能這樣做
對於鼻塞我們的都不陌生，但鼻塞起來就難受，這時學生一些問題錯誤的方式就是我們有可能犯，所以，為了提高我們的鼻子進行健康，以下通過這些在鼻塞時不能因為這樣做要注意了、
1.用工具硬挖鼻痂
比如挖耳勺，鑷子，這些工具比較硬，如果孩子不配合，很容易戳到孩子的鼻黏膜，嚴重的話會引起出血，只會加重鼻塞..
有擦洗，很多准媽媽會延伸到孩子的鼻子，用棉簽清理。棉花不僅體積大而且很難清洗，而且幹的鼻腔分泌物，不利於清理空氣中的灰塵和細菌呼吸的孩子，導致孩子更容易被感染。
2.鼻腔點水或植物油
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這是。我們都測量了它的鼻塞緩解效果。有一次我旅行回來，喉嚨痛，喉嚨發炎了有很多痰，好好的鼻子都被鼻涕塞住鼻子。每天都要用嘴來呼吸。睡覺的時候感覺很辛苦。我不想小小的鼻塞就去看醫生吃西藥。之後，我貼了一塊珮夫人鼻爽貼，幫助我呼吸順暢，緩解鼻塞，睡的良好。
這是。我們都測量了它的鼻塞緩解效果。有一次我旅行回來，喉嚨痛，喉嚨發炎了有很多痰，好好的鼻子都被鼻涕塞住鼻子。每天都要用嘴來呼吸。睡覺的時候感覺很辛苦。我不想小小的鼻塞就去看醫生吃西藥。之後，我貼了一塊珮夫人鼻爽貼，幫助我呼吸順暢，緩解鼻塞，睡的良好。
這是。我們都測量了它的鼻塞緩解效果。有一次我旅行回來，喉嚨痛，喉嚨發炎了有很多痰，好好的鼻子都被鼻涕塞住鼻子。每天都要用嘴來呼吸。睡覺的時候感覺很辛苦。我不想小小的鼻塞就去看醫生吃西藥。之後，我貼了一塊珮夫人鼻爽貼，幫助我呼吸順暢，緩解鼻塞，睡的良好。
有些學生父母可以知道自己孩子的鼻痂太硬是要求不能進行直接挖出來的，然後我們就想先滴水軟化或滴油潤滑分析一下。實際上就是直接滴水或滴油不僅企業不能更順利地挖出鼻痂，還有可能讓水流入鼻腔或氣道而讓孩子嗆到。
3滴鼻液
滴鼻液中有較多的“麻黃素”成分，可引起兒童心動過速;有的滴鼻液中含有激素，可使兒童有鼻出血的危險，抗過敏藥滴可使兒童昏昏欲睡，幾乎所有滴鼻液都會使鼻血管收縮，抵抗過敏，減少鼻黏膜分泌.. 因此，除非孩子的鼻塞非常嚴重，在兒科醫生的指導下適當使用滴鼻劑，一般鼻塞或盡量采用物理方法緩解..
4孩子一有鼻涕就擦
讓您的鼻子可能會刺激孩子的鼻子，它分泌的粘液較多。此外，孩子的咽鼓管咽鼓管比成人短，如果用力過大時吹他的鼻子，容易使膿性鼻鼻腔內排入咽鼓管引起中耳炎的兒童。
擤鼻涕的時候，注意通過按住一側鼻孔，先一側再一側，同時我們不要進行催促中國寶寶需要使勁，輕輕將鼻涕擦掉即可。
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鼻子冒熱氣是怎麼回事
鼻子冒熱氣是怎麼那麼回事?一般通過鼻子出熱氣是因為我們體內一種熱氣比較重可以引起的，比如肺熱。導致患者體內熱氣的原因有很多，且症狀有多種，下面一起來就是看看自己鼻子冒熱氣是怎麼回事?
1，點燃原因鼻出血
究其原因有很多流鼻血的，而是一半的人無法找到原因。微小血管在鼻粘膜非常密集分布，這是非常敏感和脆弱，容易破裂可能引起出血。常見於學齡前兒童鼻出血的現象。流鼻血，大多數人都習慣了後腦勺，鼻子，我認為它可以有效止血，其實是錯誤的，這樣做只是出於見血流出，但實際上在血液中持續向內流動。而當鼻子過於幹燥，這將打破毛細血管，引起出血。從臨床觀點來看，90%的流鼻血現象引起血管破裂血管出血的一部分。
2、鼻子冒熱氣的治療
耳鼻喉科醫生推薦在康柏耳鼻喉專科中心接受治療，因為大多數的患者出現了耳鼻喉一些不適的情況時，並沒有引起重視，而是選擇自己去購買用藥，有些情節嚴重的直接就影響了救治的時間，延誤了病情。
平時多補充以及一些研究維生素 A、C、 E,有助於患者鼻黏膜組織上皮的恢複。因為缺乏維生素能增強自身細胞進行功能,促進鼻黏膜纖毛的運動。維生素 C對毛細血管壁有保護重要作用。
戒煙戒酒，避免吃辛辣，熱的東西，多吃蔬菜，水果，保持大便通暢.. 多喝水：尿液顏色應該是正常的淺黃色，如果顏色太暗一定要多補充水分;如果顏色太淺可能是長時間喝太多水幹燥出血，會很不舒服，而且影響工作學習，醫生會考慮手術治療.
3、鼻子冒熱氣的預防
不要經常用手挖鼻，以免損傷鼻黏膜，應用溫和的鹽水每天洗鼻，結痂浸泡，將其刪除。每天做鼻部摩擦或按摩鼻點：上下沿用拇指揉鼻幾次鼻梁向下，用食指旋轉按摩“迎香”穴數次，加強鼻部血液循環。
為保護患者鼻黏膜,氣候進行幹燥時,出門時應戴口罩。鼻腔滴用複方薄荷油、液體通過石蠟、鏈黴素引起甘油等,不幹燥的時候不用藥。
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什么樣的網站才是一個符合企業網站SEO標准
很多剛進入SEO行業的小夥伴都有一個疑問，什么樣的網站對於搜索引擎來說才是標准合格的呢?標准合格的網站需符合以下幾個條件：
1. 網站打開率
網站可以打開中國速度越來越快，則用戶的體驗度就越高。統計分析發現，在搜索研究結果中前10排名的網站，它們的打開發展速度均在0.5秒以下。
2.小於1,000外鏈的位點的數目
雖然我們之前說過外鏈的數量是影響網站權重的關鍵因素，但不是外鏈的數量越多越好。
在10個最好的網站主機3.一些
通常一台主機的網站進行數量沒有絕對不可以超過50個，最好10個以內，否則就會影響企業排名
4.網站網址URL包含關鍵字
Neuromarketing(腦神經營銷)講座，疫情前景未明，都要好好裝備自己！主意多多嘅腦細請嚟香港市務學會(HKIM)嘅主席Dr. Amen Lee為同事舉行一場關於Neuromarketing嘅講座，為大家增增值。
5. 網站結構
網站的結構最好是扁平化,做好面包宵路徑,方便學生用戶需要知道我們自己進入了網站的哪個地方,同時也能夠通過找到回去的路徑.也可以得到保證讓每一個頁面都能夠有一個重要路徑到達.同時進行網站的相關數據搜索要做好,最相關的信息系統之間沒有做好內鏈,保證網絡用戶在裏面找到適合自己最感興趣的東西。
6. 代碼的簡潔性
7. 符號標准化
一個企業網站最好標點統一，如果是英文網站全部通過使用半角符號，如果是中文站點統一管理使用全角字符等。不統一容易導致造成影響系統設計錯誤的判斷。
8.移動端兼容
相關文章：
什么樣的網站才是一個符合企業網站SEO標准
很多剛進入SEO行業的小夥伴都有一個疑問，什么樣的網站對於搜索引擎來說才是標准合格的呢?標准合格的網站需符合以下幾個條件：
1. 網站打開率
網站可以打開中國速度越來越快，則用戶的體驗度就越高。統計分析發現，在搜索研究結果中前10排名的網站，它們的打開發展速度均在0.5秒以下。
2.小於1,000外鏈的位點的數目
雖然我們之前說過外鏈的數量是影響網站權重的關鍵因素，但不是外鏈的數量越多越好。
在10個最好的網站主機3.一些
通常一台主機的網站進行數量沒有絕對不可以超過50個，最好10個以內，否則就會影響企業排名
4.網站網址URL包含關鍵字
Neuromarketing(腦神經營銷)講座，疫情前景未明，都要好好裝備自己！主意多多嘅腦細請嚟香港市務學會(HKIM)嘅主席Dr. Amen Lee為同事舉行一場關於Neuromarketing嘅講座，為大家增增值。
5. 網站結構
網站的結構最好是扁平化,做好面包宵路徑,方便學生用戶需要知道我們自己進入了網站的哪個地方,同時也能夠通過找到回去的路徑.也可以得到保證讓每一個頁面都能夠有一個重要路徑到達.同時進行網站的相關數據搜索要做好,最相關的信息系統之間沒有做好內鏈,保證網絡用戶在裏面找到適合自己最感興趣的東西。
6. 代碼的簡潔性
7. 符號標准化
一個企業網站最好標點統一，如果是英文網站全部通過使用半角符號，如果是中文站點統一管理使用全角字符等。不統一容易導致造成影響系統設計錯誤的判斷。
8.移動端兼容
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六種日常的抗氧化美容食品讓你越吃越美麗
在日常學習生活中，我們都知道中國不少女士都更加害怕學生自己會產生影響一些變老，大家都知道您到了發展一些年歲之後也會產生以及一些技術難題的，因而不少人都會通過尋找解決一些可以幫助企業延遲衰老的一些小妙招，生活中才能多吃一些抗氧化的食品，才能讓女士的皮膚問題變得愈來愈好的。
1、薑
每日化妝返工，其實放左工返到屋企都覺得累到想即刻訓覺。但係現實點都要即刻落妝洗臉…好想搵到一支卸妝水好用，卸哂粉底眼妝，最好唔洗煩連洗面乳都唔洗點用。tonymoly hk卸妝水推薦 THE CHOK CHOK綠茶免冲洗卸妝
生薑可以減少你皮膚中的黑色素沉澱，生薑富含蛋白質、多種維生素、胡蘿卜素、鈣、鐵、磷等。 生薑中含有的薑辣素進入體內後，具有較強的抗氧化效果，可防止或減少脂褐素的沉積，防止老年斑。 生薑可以更多地抑制癌細胞的活性，多喝薑茶可以治療輕度感冒，這也是英國人使用的。 不過美的要注意吃薑的時候不要多吃，生理期可以吃紅糖薑茶來美容補血哦..
2、葡萄
常吃葡萄也才能對抗皮膚的衰老和氧化，葡萄中富含豐富的維生素、礦物質和類黃酮，類黃酮是一種強力抗氧化劑，可抗衰老，並可排除體內自由基。此外，葡萄還含有一種抗癌微量元素，可防止健康細胞癌變，防止癌細胞擴散。不光是葡萄肉，葡萄皮和葡萄籽也都對女士非常有益。葡萄籽中富含的花青素，其抗氧化的功能比維生素c高不少倍，才能說葡萄是真正水果當中的抗氧化明星。所以，美眉們多吃葡萄有助於對抗皮膚的衰老。
3、西紅柿
西紅柿富含多種維生素C，生吃熟吃均可為患者皮膚進行補充我國不少研究維生素C，來對抗中國皮膚的氧化和衰老。煮熟後可以食用，所含的番茄紅素和別的抗氧化劑含量會顯著上漲，起到有效降低導致心髒病的風險和抗衰老的作用。
4、醋
醋酸和檸檬酸具有較強的殺菌能力，能有效幫助皮膚消炎殺菌，抗衰老.. 根據對醋的研究，醋含有高氨基酸，可以抑制衰老，預防老年疾病。 用醋水洗臉或洗澡，可起到皮膚柔軟，增強肌膚活力的作用..
5、茶葉
包含在茶多酚具有很強的抗氧化活性和生理活性，**是基團排除劑，亞硝酸銨到框體內致癌物的合成。這是更好地吸收放射性物質達到輻射的結果，讓女士皮膚護理。用茶，更排除油膩的臉，澀洗臉，減緩皮膚衰老。
6、紫米
紫米，其實也舊是黑米，它營養知識豐富，保留了一個富含植物纖維、礦物質，尤其是鐵元素和B族維生素的外層，不像我們普通白大米，是非常棒的全穀物都是雜糧。紫米還有著自己非常強的抗氧化系統功能，美眉們常常紫米，才能進行對抗中國皮膚的氧化和衰老，令皮膚越吃越年輕。
我們都知道，女士和朋友想要越來越有吸引力，特別是在日常生活中有六種抗氧化的一些美麗的食物，為了讓自己吃得更漂亮，所以我們應該更多地注意通過這樣的飲食來改善我們的身體，特別是在多吃蔬菜和水果的時候。
相關文章：
China Banking Regulatory Commission issues maximum fine for insurance
On March 18, the China Banking Regulatory Commission issued an announcement of administrative penalty decisions Nos. 1 to 3 of 2020. China, as the PICC, infringed the policyholder's rights and interests in the consumption environment was severely punished. The cooperative agricultural bank and the Postal Savings Bank developed social insurance companies Business staff violated the rules and were found to have many research issues, so they were also punished.
Three banking and insurance institutions were fined 6.18 million yuan for infringing consumers' rights and interests, of which 3.38 million yuan was fined by China Life Insurance Company and its 6 home appliance sales centers and 15 relevant persons in charge. It is the largest insurance institution since the establishment of the CBRC in 2018. Ticket:
Cheat the policyholder
In 2020, the China Insurance Regulatory Commission issued a ticket to No. 1 domestic insurance giant-China Life Insurance Co., Ltd. According to the China Banking Regulatory Commission's press conference, the People's Insurance Company of China will find some suspected of violating the law during the special inspection of consumers' rights to banks and insurance institutions.
According to investigations, from January 2017 to June 2018, some social insurance policies sold by the People's Insurance Company of China in Hebei, Chengdu, Zhengzhou, Chongqing, Shenzhen, and Guangdong through the sales channels were deceptive to the policyholders, such as propaganda that did not conform to the facts. Therefore, we PICC was found to manage the existence of a telephone network sales income insurance market business information to deceive policyholders.
The “1 million autopilot dual insurance” products sold by PICC through Alipay faced “non-accidental death / total disability” on the product sales page. The description of the insurance liability was not stipulated in the terms of the insurance contract, “accidental hospitalization subsidy” The insurance liability is only a one-sided description, which is inconsistent with the terms of the insurance contract. The full refund is described as "5% interest paid on premiums." There is a problem of false publicity. It is also considered as fraudulent insurance for online sales insurance business ..
The punishment decision shows that the PICC still does not use the record premium rate.
Its "Mother Le Children's Hospitalization Insurance for Children with Illness" sold by Alipay is developed by PICC Life Insurance. Students can safely incur accidental social insurance (main insurance) and students can be insured with regular life insurance (paragraph A). (Paragraph A). Students form a combined effect of 3 additional insurances for hospitalization medical endowment insurance for Ping An Disease (Parameter A). The total premium is 200 yuan, and the insurance period is 1 year.
Among them, student safety accidental injury medical insurance (A) additional insurance quoted at 68 yuan, according to the original insurance regulatory commission rate of this type of insurance, the reported insurance fee should be 5.3 yuan (with social insurance), 5.88 yuan (without social insurance), and the actual cost More than 10.5 times ...
In addition, PICC also provides insurance business, providing preparation of false reports, documents and information. According to the China Insurance Regulatory Commission survey, part of the PICC customer information data is untrue. The core business system and customer visits to the insurance customer phone system will eventually lead to inconsistent return visits, non-registered insurance calls to my mobile phone and other issues; some involve Backtracking the false management of the business, there is a salesperson of PICC Life Insurance, a bank agency business can record video back problems, but he said that commercial companies must pay a certain fee to the bank; the personal medical claims data submitted by PICC in 2017 is not True, in case of missing data, on-site extraction of notices of non-compliance issues.
In response to the above-mentioned illegal and criminal acts, the People's Insurance of China argued that each of the above-mentioned violations is a branch development issue. The head office is responsible for the construction of the corporate system and culture, and the branch is mainly responsible for the actual implementation. The branch's violations should not be attributed to the head office. Our various violations, the company initiated investigations and reforms, and some social issues, such as retroactive business risk management, have sent letters to cooperative learning banks before entering the site to request rectification work, and the company or individual has no subjective intentions and belongs to relevant technical personnel in China The inability to understand the system, the improper operation, the imperfect system design functions, and the ever-expanding market demand have led to the inability to ensure that all customers provide information processing data and other objective factors. Electricity sales and online sales violations belong to the same illegal behavior. Request the CBRC to relieve, reduce or exempt the punishment.
After review by the China Insurance Regulatory Commission, it was decided to impose a fine of RMB 1.35 million on the People's Insurance Company of China. The person in charge and 15 related persons in charge including the person in charge of the relevant telemarketing center gave warnings and the total fine was 1.23 million yuan ..
According to the inspection results of the special interests of the People's Insurance Company of China, the Banking Insurance Regulatory Commission issued a notice recently requesting banks and insurance institutions to carry out telemarketing, online security, dating self-examination and self-environment aspects. Confusion is corrected.
Analysts from the social insurance industry told China Traditional News and Information Weekly that large insurance companies can directly receive a ticket from the China Banking and Insurance Regulatory Commission, which is the first time in the history of development. Even in the original China Insurance Regulatory Commission, it was rare and directly operated on the China Insurance , Passed the determination of the regulatory authorities to rectify the chaos in the insurance market, and the insurance company where it was located also received a notice of self-inspection by the students.
China Newsweek found that in recent years, since the merger of the China Banking Regulatory Commission and the China Insurance Regulatory Commission in 2018, strict supervision measures have been taken on the chaos in the insurance industry. After 2017, regulators launched a series of regulatory initiatives aimed at regulating the insurance industry.
In 2018, insurance regulators launched chaotic rectification actions in the areas of insurance companies, funds, products and sales management. Statistics show that in 2018, the 1,450 Zhanghang Zheng punishment decision announced by the national insurance regulatory system accumulated on the official website was 241 million yuan, a year-on-year increase of more than double the year-end total.
On April 2, 2019, the China Banking Regulatory Commission issued a design plan for the management of chaos in the insurance intermediary service market in 2019. It opened up information intermediary channels for various social insurance companies, and began to compact the insurance company's responsibility for the management and control of intermediary channels. , Investigate the compliance of insurance intermediary organizations and rectify the insurance business of the third-party logistics network insurance product sales data platform.
The PICC exposed the sales of telephone sales, online sales, and Alipay's third-party platform.
The official website of the China Insurance Regulatory Commission of China Bank revealed that the insurance industry is still in a state of chaos. Not only are insurance companies, but China Taiping Qinghai Branch recently suffered from the problem of false information compilation, and it is also prone to a fine of 120,000 yuan. , The sales staff also fined 30,000 yuan and so on.
Bank insurance channel loopholes
What deserves our attention is that the research on PICC ’s infringement of consumer rights is not exclusively completed. The cooperative learning units of its bancassurance sales companies were also found to have these problems. Both banks and financial institutions are national prefixes.
China Postal Savings Bank received the administrative penalty number of China Postal Savings Bank. In February 2020, the Agricultural Bank of China received the ticket number. 3. Both were fined and seriously injured due to the inadequate retrospective system for insurance sales.
In recent years, it is still strictly traceable management supervision of the insurance industry. The "Insurance Sales Act can be traced back to the Interim Measures" promulgated in July 2017. In August 2018, the “Notice on Strengthening and Improving Insurance Services” issued by the China Banking and Insurance Regulatory Commission called for strict implementation of “Sale practices can be replayed, important information can be found, liability issues can be confirmed,” regulatory requirements, and sales behavior can be traced back. System, and practical implementation.
According to the retrospective system for the sales of social insurance products, information on key sales tasks during the sales development process of insurance companies and historical personal data modification requires us to establish a financial management system. Industry analysis said that through the retrospective management of key links in the insurance market sales, it can effectively avoid the chaos of insurance sales, and promote insurance companies and insurance intermediary service agencies to operate in compliance with laws and regulations, while providing evidence for insurance disputes and solving consumer protection. Difficulty in proving and obtaining evidence at work.
Agricultural Bank of China and China Post Bank, which cooperated with the People's Insurance Company of China, were also reviewed for a number of issues, both of which were punished for failing to implement the People's Insurance sales tracing system.
After investigation, China's Agricultural Bank, which represents China's insurance business, does not exist. The sales activities can be traced back to the system. The implementation is not in place, and the basic management has not been in place. Some of them can be traced back to the video quality inspection results. The prudent operating rules of Anyang County, Henan Branch, Gongyi City, Pingdingshan, China Zhanhe Branch of Agricultural Bank of China, can be traced back to the act of false agency business.
The above-mentioned behaviors have seriously infringed on the basic information rights of consumers in our country, including the right to know, and have harmed the social consumers in conducting legitimate business rights and interests. Therefore, China as the Agricultural Bank was fined a total of 2 million yuan, of which China Agricultural Bank was fined 500,000 yuan, and three branches were fined a total of 1.5 million yuan.
The China Insurance Business represented by the Postal Savings Bank has a sales practice with inadequate implementation of the system. The implementation of the system has been delayed. The retrospective video has not been passed to the insurance company or is missing. The unqualified business with high quality inspection accounts for a relatively high number of illegal and prudent operating rules. The sales staff of the bank's Jiangsu Rudong County branch promised fixed income from dividend insurance products to deceive policyholders ..
This kind of behavior seriously violates the consumers 'right to know and damages the basic rights of consumers' legitimate rights and interests. It is decided that the Postal Savings Bank has a total of 80 trillion yuan, of which a fine of $ 500,000 was imposed by China and Jiangsu Post Savings Bank such as Dongzhi Road. A fine of less than 300,000 yuan.
According to the punishment decision issued by the Banking and Insurance Regulatory Commission, negligent management and implementation of national policies have become one of the main reasons for China's punishment as the Agricultural Bank of China and the Postal Savings Bank.
The CBRC said in its punishment to the Agricultural Bank of China that the retroactive insurance sales system will begin on November 1, 2017. Agricultural Bank of China revised and issued the "Agricultural Bank of China Online Sales Zone and Audio and Video Management Measures" in November 2017, but there are almost no clear requirements for traceability related to insurance business. It was revised in September 2018 and improved insurance Key aspects of business marketing, audio and video data retention time, etc ..
At the same time, the Agricultural Bank of China is not going to return the insurance sales system to the implementation of performance appraisal, and develop a unified approach to the head office. Agricultural Bank of China's QC results of insurance sales are inadequate in interaction with insurance companies. Their insurance business entrustment can be traced back by the Agricultural Bank of China based on the quality of their work. The picture quality effect is returned from the provincial branch to the cooperation of the insurance company. Lack of order.
From January to October 2018, in the insurance market business of the People's Insurance Company of China as the Agricultural Bank of China, the Agricultural Bank of China can conduct a random check of 2814 quality inspections and 184 unqualified ones, of which 151 were qualified after supplementary registration, and 33 failed in the end. However, the results of the random inspection showed that only 1976 cases had feedback the results of quality inspection analysis to the People's Insurance of China, and some traceable video quality inspection management results were not fed back to Social Insurance Co., Ltd.
And the Postal Savings Bank even appeared to have traceable videos that were not passed on to the PICC or disappeared. After investigation, from January to October 2018, the China People ’s Insurance business represented by Postal Savings Bank, the 10164 retrospective video should be quality inspected by PICC Life but not transmitted to PICC. In the untransmitted video, there are currently 4700 pieces of data stored on the provincial platform. , Did not send to the head office audio and video data retrieval and transmission platform, 5464 business provincial platforms did not find the corresponding double-recorded data through the production pipeline ..
Postal Savings Bank of China People's Insurance Agency Insurance, the total quality of China Life Insurance was 60,226, and its final failed quality inspection was 59,083. The quality inspection failed rate was as high as 98.1%; the good part was only 1,143, including qualified makeup 566.
Analysts in the society pointed out that the two head banks were mainly punished for the insurance product sales management business, both because the implementation of the legal system related to insurance development was not in place, and the sales thinking of the traditional banking and insurance channels in China was not changed. The insurance, banking and financial institutions involved have all been held accountable and punished, again confirming the strict policy orientation of the insurance industry, and the responsible persons and company executives have also become a focus of regulatory attention.
